Lighting the way to a financially secure retirement

With decades of experience between them, BrightPath Financial Planning business partners Ben Allen and Phillipa Hogg want to help you get the most out of your retirement whether it’s tomorrow, next year, or 10 years down the track.

“Retirement is really what we focus on and where our knowledge and expertise is,” said Ben, who along with Phillipa (Pip), has spent the past 13 years helping state government employees across the central west meet their retirement goals.

Feeling there had been a shift away from personal, relationship-based service, Ben and Pip launched Brightpath Financial Planning, offering independent advice to Orange and all surrounding areas including Bathurst, Lithgow, Parkes, Dubbo and Broken Hill.

“That’s what’s been lost over the last few years. With greater centralisation and clients speaking to a different person whenever they called up, it made us question whether it was a world we wanted to work in,” said Ben.

“Getting to know you, getting to know what you want and how we can help you achieve your goals is what drives the passion we have for what we do. So going out on our own and being independent is a chance for us to have a greater focus on you as an individual and provide that local, face-to-face personalised service, rather than you being just one client in a big organisation.”

And when it comes to retirement planning, building those relationships is key, said Ben, as one size does not fit all.

“In the retirement space there are just so many different intricacies. So while it might sound simple to say, I’ve got my super and I’m just going to do this and get an income…it is never as simple as that,” he said.

“There’s tax considerations — individually, but also to potential estates. There’s making sure that you have everything set up to optimise any Centrelink benefits you might be able to receive and organising your assets to get the most from your retirement. 

“Everyone’s goals for life in retirement are different. As such, we provide personal advice and our advice is tailored specifically to you and your needs. Our goal is to help take out all the stress and give you control of your retirement decisions.”

Whether you are planning to retire next year, in ten years’ time, or have already retired, Ben and Pip are ready to make sure you get the best out of your future finances.

“You may be just starting to think more seriously about what you need to do ahead of retirement, or you are retired and wondering if you are getting the right amount of Centrelink payments — we can help you,” said Ben.

“Come in and have a chat with us about what needs are, what your concerns and objectives are and then we can show you what opportunities might be available to you. Your initial appointment is obligation free; it is just about giving you an idea about what we can do for you.”

BrightPath Financial Planning, Units 4 and 6, 25 Sale Street, Orange New South Wales 2800

Philippa Hogg, BEC CFP® DIPFP, 0431 301 206 pip@brightpathfp.com.au

Ben Allen, CFP® B BUS (FIN) ADVDIPFS, 0407 498 909, ben@brightpathfp.com.au

BrightPath Financial Planning is an AFSL license holder, License number 534041