Everyone knows about new year’s resolutions, you know… the resolutions everyone makes and hardly anyone keeps… studies put the number of those who keep their resolutions at around 8%!

If you’re like most people, you probably had some nice ideas of what you’d like to do with money through 2019. Did you do what you hoped you’d do?

If not, here’s something to ponder... Not only is 2019 coming to an end, but so is another decade. When we wake up on the 1st of January, we will be into the 2020s.

Did you make the most of the last decade, let alone the past 12 months?

If you’re not sure or you think you probably should have more to show for all the hard work you do to earn an income, then here’s a quick challenge for you when it comes to your financial future:

Forget making new year’s resolutions when it comes to money. Let’s try something a little different… an End of Year Resolution.

I want to you to head straight to my website, wealthtrain.com.au, and book yourself in for a free financial health check at the earliest date possible that you can find in my calendar in 2020.

That way you can sit back and enjoy the festive season knowing you’ve already put in place one positive step towards improving your financial future.

This will be the first step in getting your finances PIRRing… Planning, Implementation, Results, Repeat.

After all, are your finances really where you want them to be? Or are you just putting your head in the sand and putting things off again because thinking about money and the future feels too hard or you don’t know where to start?

What’s holding you back from getting on the right financial track? What’s preventing you from being financially fitter?

Most people have the best of intentions… They want to work out a financial game plan only to get to the end of another year and realise they didn’t take action. 

People often have similar roadblocks preventing them from taking action. Things like feeling debt isn’t under control, not knowing where money is going, feeling like there are too many expenses and not enough money to start investing, being overwhelmed by too many options, not knowing whose advise to take.

The best time to plant a tree was 20 years ago. The next best time is now. Just like trees, your money needs to time grow. Enjoy a break and let’s sit down in 2020 and hit the ground running towards your best financial future.

You won’t regret it. We can work together to help you take control of your finances, make sense of your financial options and take the guesswork out of all things money. 

Cheers,

Daniel

If you’d like to find out more about how INDEPENDENT financial advice could help you manage cash flow, pay off the mortgage faster, get the most out of super and invest wisely, then get in touch on 0411 484 464 or head to wealthtrain.com.au.

Daniel McGregor is the man behind Wealth Train and is a member of the Independent Financial Advisers Association of Australia. This advice may not be suitable to you because it contains general advice which does not take into consideration any of your personal circumstances. All strategies and information provided are general advice only.

Daniel McGregor and Wealth Train are authorised representatives of Independent Financial Advisers Australia AFSL 464629