Are you a retiree or nearing retirement?

If so, you’ve spent your entire working life hoping to get to this point… the point in your life when you can afford to stop working.

You may have a problem though, and you many not even be aware of it.

I’m seeing people every week who are getting stung with high fees, invested in expensive products and have gaps in their strategies.

I’m on a mission to show people in Orange just how destructive high fees and mediocre investment products are when it comes to making the most of their retirement savings.

I’ll be honest, when I set up my business in 2015, my mission was to help people in their 30s and 40s to make use of the greatest asset they have when it comes to creating wealth… TIME. However, I’ve been finding lately that I’m getting a lot of retirees, or those nearing retirement, calling me to get independent financial advice. And the reality is that many of them still have a lot of time to benefit from making changes!

The stories they’ve been hearing on the news and from friends have got them thinking there has to be something better.

Depending on the circumstances, there’s a reasonable chance they could be right!

This is my battle cry to get every retiree or pre-retiree in Orange to make sure they are getting the outcomes they deserve with their retirement savings.

Why a battle cry? Because every week I am seeing at least one retiree or pre-retiree who can save thousands of dollars a year by using better products and strategies to get improved results for their retirement savings.

It’s a battle cry because I want everyone to simply ask the question, “Compared to what?” when they consider whether they are getting good results.

It’s a battle cry because there’s a revolution going on when it comes to financial advice in Australia. There is a very small, but growing, army of independent financial advisers who want the links between financial advice and financial products to be destroyed.

Your money is yours, so it’s entirely up to you what you choose to do with it. What I’m finding though, is that for most people, once the shroud of mystery is removed when it comes to how investing and advice really works, they would rather have thousands more dollars a year in their pockets than have it going elsewhere unnecessarily.

Not only can they save thousands of dollars a year, but they can get their retirement savings set up with a structure they can actually understand and has science and logic behind it.

If you don’t want that money for yourself, then perhaps we can still find you the savings and you can choose a charity to donate it to!

If you’re in even the slightest doubt about your retirement strategy, I’m holding a ‘Retirement Rescue’ seminar on Monday 18th November at 5.30 pm. It’s FREE. Get the facts, be empowered, do the best for you and your family. Tickets available at wealthtrain.com.au.

If you’ve read this far then I hope to see you there!

Cheers,

Daniel

If you’d like to find out more about how INDEPENDENT financial advice could help you manage cash flow, pay off the mortgage faster, get the most out of super and invest wisely, then get in touch on 0411 484 464 or head to wealthtrain.com.au.

Daniel McGregor is the man behind Wealth Train and is a member of the Independent Financial Advisers Association of Australia. This advice may not be suitable to you because it contains general advice which does not take into consideration any of your personal circumstances. All strategies and information provided are general advice only.

Daniel McGregor and Wealth Train are authorised representatives of Independent Financial Advisers Australia AFSL 464629